Thinking about the future of your business?   At CoCreate Financial, we work with business owners at all stages so that your business gives you the most opportunities to live the life you want.  Whether you’re just starting your business, making plans for strategic growth, or preparing for your next adventure, CoCreate Financial Advisors integrate business planning and advanced exit planning services with comprehensive financial planning and wealth management. 

Where are you in your journey?

News about Silicon Valley Bank’s failure has been somewhat of a nerve racking moment for those who remember the Lehman Brothers collapse before the crash in 2008.  It’s an especially unnerving moment considering the economic challenges involved in unwinding the covid...

Dividend Income provides more stability to your portfolio and enhances your performance, especially during market crises. Today's general perspective on dividends is that they don't matter... clearly they do. If you're like most people, who are in the left column, let...

f you own rental properties, in the last year and a half you probably have asked the question, “Should I sell?” Maybe it is a thought you have quickly pushed to the side, or maybe you have already unloaded a property or two and are deciding how to best utilize your proceeds. There is a collection of reasons every landlord is asking this question right now and they are important to examine. But even if you decide you should sell a property, the next question is if you can do something else with your proceeds to replace the steady income you received form your rental.

Summary: 2020 is in the running for one of the most bizarre years in American history.  We’ve all spent most of the year just trying to decipher what’s happening.  Some of us have been fortunate in the midst of it, and some of us have experienced great...

It is a big decision to engage a professional financial advisor and it is helpful to know what you should expect in the process. At CoCreate Financial, we work a little differently than most firms. This article will give you an overview of the process we use to allow...

This article was written as a whitepaper we used prior to the extreme impact the Coronavirus lock-downs had on the employment situation across the US. Although unemployment rates skyrocketed and it it looks like a employer's labor market, hiring and finding the right...

The best way to choose your relief options is to start with your business’s needs. This flowchart can guide your thought process.

This is a field manual of sorts. COVID-19 is here. now how do you invest in the wake of the 2020 Crash? I’ve looked at hundreds of investment portfolios, and I’ve gone through the materials most advisors have used to create them (speaking generally of course)....

If I owned a Taco Truck (AKA, the perspective of a professional Wealth Manager) Matt Hudak, AAMS®, CFP® CoCreate Financial, Founder & CEO Over the last couple of weeks, we’ve watched Coronavirus stir panic across the United States.  This past weekend, OPEC...

Coronavirus has dominated headlines for most of the year so far, and it’s become the most frequently asked question we’ve received from clients in regard to the security of their portfolios.  For most of the year, the markets mostly ignored CV and have been...

While it is obvious that having less debt and more assets is a good thing, the problem comes when the concept is simplified to Mortgage Free = Financial Freedom. Let’s take the time to explore what paying off your mortgage does and does not accomplish for your financial situation.

Christa Hudak, CDFA® I am excited to be restarting my career as a Financial Advisor at Co|Create Financial. After about a year and a half out of the industry, I am drawn back because of how significant money is in each of our lives and the incredible depth at which I...

“How much will I need to Budget for healthcare costs when I retire?” When I sit down with people who are preparing for retirement, one of the most significant topics we end up wading through is their potential healthcare cost.  Many have significant concerns that they...

Major market indices (S&P 500, Dow Jones Industrial Index, et al) have declined today, and have done so in a way that will make headlines. What do we really need to know? How should we react? The "Technical" Picture The chart at the top of the page illustrates the...

Like going to the doctor for your regular check-ups, it’s important to keep your finger on the pulse of your financial plan. Usually this happens in conversations with your Financial Advisor, but occasionally, you’ll want to do a thorough review. Refinancing your home or purchasing a new piece of property is the perfect time for an in-depth financial consultation.

July is the season when economists and investment advisors reflect upon the first half of the year and give ink to their thoughts about the year to come. These are some of my mid-year musings, which will guide portfolios, investment decisions, and conversations over the coming months.
Find out what you need to know about the past six months and what the rest of the year has in store.

Mutual Funds disclose costs in different categories and methods based on specific legal definitions. These often make it very unclear what you actually pay. Do you understand your costs?