Personal Financial Planning Powered by Relationship
Relationship is the foundation of a good financial plan or an effective investment recommendation. It’s the engine that powers a good wealth management firm. Your Co|Create Financial Advisor will get to know your values and take the time to understand what matters to you. This doesn’t happen through a software program or by completing a form. Instead, it happens when we dedicate ourselves to paying attention and communicating with you clearly and regularly. This is how we walk with you through life’s many transitions and how we help you make plans for the future. It’s how we effectively answer questions about your mortgage, income taxes, insurance, or estate planning. What’s more, we can help clear away the clutter when you’re making financial decisions because we’ve learned what drives you.
We’re based in Bozeman, MT. While we like to engage our client relationships in person, we serve clients across Montana and the US.
Wealth Management for Maximum Impact
Significance in life is about so much more than your bottom line. Whether you’re working toward starting your own business, creating alternative income sources so you can spend more time with your family, building your dream home or a place to snowbird, it’s important to carefully consider how your financial success is measured by the way you’ve used your resources to live a meaningful and purposeful life. Ask anyone who has lived a long and satisfying life how they did it. We promise they won’t be talking about their balance sheet. They will tell you about deep relationships, about people they loved and influenced as well as people who loved and influenced them. Their most significant investments were in these people. They might tell you of adventures through which they discovered themselves, or God. They’ll tell you about their legacy, the one they already created through their generosity and how that generosity allowed them to receive a deeper form of riches from others. Their satisfaction isn’t about the wealth they possessed, but in the way they engaged in living a life that was worth living.
How do you deploy your capital to make the most of the things that matter?
At CoCreate Financial, we strive to build long-term relationships with our clients. We want to help you steward your financial success and achieve all your dreams, but we also hope to connect them with the passions and values that drive them. That changes the way you deploy your financial, social, and spiritual capital over the course of your life. Over the course of our relationship, we begin to deeply understand who you are and what your living legacy looks like. We’ll work with you manage all aspects of your financial life: your investment, cash flow, philanthropy and more, to help you fund a life of maximum impact and significance. We like to think of it as wealth management with a purpose.
How to Get Started with a CoCreate Financial Advisor
It is a big decision to engage a professional financial advisor and it is helpful to know what you should expect in the process. At CoCreate Financial, we work a little differently than most firms. This article will give you an overview of the process we generally use to allow clients to explore our firm and initiate an effective, long-term planning and asset management relationship.
We are an intentionally small firm providing highly personalized services to our clients. Our clients are people who are connected to their purpose. Rather than managing their investments and obsessing over the details of their financial plan, they want to be engaging the people close to them, building their businesses, experiencing the joys of life, and serving their community. We come along side our clients and work to align their financial resources to support them in pursuing their passions and the things that matter most in life.
In order to accomplish this, we have to be the right fit for each other. We have designed our process so that we can both evaluate the potential of a long-term professional relationship along with exploring the specifics of what your financial planning process will look like before either of us makes a commitment.
30 Minute Intro Call
The first step is to schedule a 30-minute “Find out about CoCreate” phone call by visiting cocreatefinancial.com/schedule and picking a time that will work for you. On the phone call, we will want to hear about the basics of your financial situation as well as your goals and plans. We will ask lots of questions to gain an understanding of who you are and where you want to be headed. We will share about our firm and an overview of how we would engage in your specific situation.
If it appears that we might be a good fit, we will continue the process by scheduling a 1 hour in person (or remote) meeting. Generally, we will also request you provide us with some specific documents and information regarding your situation and the items we discussed before the next meeting.
1 Hour Planning Meeting
At our 1-hour meeting, we will examine your situation in greater detail and with more specifics. As we go through the meeting, we will outline the beginnings of your financial plan and how we would assist and support you throughout the different stages of your life. We will discuss any financial questions you have as well as any questions regarding our firm and process.
We will end the meeting with requesting you take some time to consider if our firm is the right fit for you as we do the same. We will call you within a few days to let you know if we determined our services will be able to effectively meet the unique needs of your situation and if we believe we are a good fit for working with each other. At that point, you can let us know if you are ready to start moving forward, or take more time to decide if necessary.
Personal Roadmap
Whether you’re planning for a traditional retirement, or prefer not to retire and start an encore career, or are planning for something entirely different, we’ll line out a personalized roadmap and financial architecture that’s specifically for you. Starting with your immediate questions and needs, we’ll begin a dynamic process of financial planning that takes shape over the entire course of our relationship. Rather than giving you a binder you’ll never look at again, we would rather have a progression of conversations over the years to make sure you finances are always in order and holistically configured to have the greatest impact. Not only is this the most effective way to plan, but its also much less of a burden on your time than traditional methods of financial planning.
We value this process because we believe it sets us on a path for productive, long-term relationships with our clients. We take a limited number of new clients per quarter in order to ensure a great experience for both our new clients as well as our existing clients.
We hope this overview is helpful in understanding what to expect if you chose to explore working with our firm. If you would like to start a conversation about how personal financial planning may benefit you, schedule a 30-minute phone call with us today. We look forward to talking with you soon!